![]() ![]() ![]() TransUnion's website doesn't specify it, but you may want to include with your letter photocopies of your driver's license and recent utility bills or bank statements in your name. Send a business letter (via certified mail, if possible) containing your name, address and Social Security number to: How to set up a TransUnion credit freeze by mail You'll also have to choose a PIN to unfreeze and freeze your credit. You'll be asked for your name, address, date of birth and Social Security number, and will have to answer identity-verification questions. To set up a TransUnion credit freeze by phone, call 88. How to set up a TransUnion credit freeze by telephone Once that's done, you'll be asked to create a password for your account and a PIN to freeze and unfreeze your credit. Your credit will be locked to lenders and credit providers unless you unlock your reports. What it does: It works much like a credit freeze. Submit that information, and TransUnion will then ask you some verification questions, such as where you lived the past and which companies you've had accounts with. What it costs: TransUnion Credit Lock Plus 29.95 a month Experian CreditLock free for 30 days, 19.99 a month thereafter Equifax free. Access TransUnion’s Credit Dispute page for information on the dispute process. Go to and click "Add a freeze." You'll then need to set up an account: Enter your full name, address, email address, phone number, date of birth and the last four digits of your Social Security number. Tips on preparing for IDV - Obtain a free annual credit report from prior to beginning your credit report request in NMLS to allow you to resolve any issue on the credit report prior to providing to regulator (s). (Image credit: TransUnion) How to set up a TransUnion credit freeze online ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |